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Financial Services, Financial & Tax Planning Programs

Financial Planning

Mission & Overview

It could be said that the essence of a capitalist system rests upon the belief that families can make decisions that improve their financial destiny. In our complex world it is apparent that unbiased professional financial advice can help achieve this end. Financial planning is the integrative process leading to the adoption of strategies which are expected to aid in achieving individual and family goals. The process takes into account the client's personality, financial status and the socio-economic environment, as well as their goals.

Goal of the Financial Planning Program at SDSU

The Financial Services major prepares students for successful careers in the banking, insurance, and securities industries and when it is accompanied by the Certificate in Personal Financial Planning, students are also prepared to become financial planners. In that case graduates may enroll to sit for the CFP® certification exam. The goal of MSBA Financial and Tax Planning is to provide the educational background to allow graduates to provide professional financial planning services at the highest level possible. Whether students earn the BS Certificate, the MSBA in Financial and Tax Planning, or the Executive Financial Planner Advanced Certificate, they should be qualified to provide comprehensive and integrated advice resulting in better lives for their clients.

Necessary Skills

A financial planner is often a counselor. She may answer specific questions or solve a particular financial problem a client may have. Or a planner may provide a global set of recommendations reaching into every aspect of their client's financial life. But in either case, planners must integrate all fields of financial concern into their advice: liquidity planning, risk management, tax, investment and estate planning. Financial planners need not to wonderwomen or supermen; but it wouldn't hurt. They must be able to deal with people sensitively in an area that most clients would rather not discuss. You must be able to instill the desire to take action in an area of life where fear and ignorance is rampant. Financial planning is very much a people profession.

A planner must be able to understand complex social and economic trends, a huge variety of products and services, and the complexities of illogical tax law, unfathomable estate law and arcane investment theory. He must possess both the people skills and technical aptitude necessary to practice financial planning competently.

Program Alumni

Jackie Weitzberg, CFP®

Certified Financial Planner™
Guide My Finances
Phone: 619 861-8978
Email: [email protected]
Specialty: Jackie specializes in working with business owners to maximize tax deduction and recruit, retain and reward key employees through the use of retirement and insurance programs. In addition, she works with individuals to develop personal financial planning, risk management and estate planning strategies.

Grant Webster, MSBA

Financial Planning Associate
Honeycutt, Smith & Associates
4225 Executive Square, Suite 955
La Jolla, CA 92037-9122
Phone: (858) 200-0900
Email: [email protected]
Specialty: Financial Planning, Estate Planning, Business Strategies, Investment Planning, and Exit Planning for Professionals and Business Owners

Steven White, CFP®, MSBA

Financial Consultant
RBC Wealth Management
4250 Executive Square Suite 800
La Jolla, CA 92037
Phone: (858) 550-5117
Fax: (858) 458-0315
Specialty: Steven works with individuals and businesses to plan and invest to achieve their long term financial objectives. He focuses on Financial Planning, Risk Management, and Asset and Liability Management.

Todd Nash, CFP®, CPA, EA, MBA, MSBA

Village Tax & Bookkeeping
2750-B Roosevelt St.
Carlsbad, CA 92008
Phone: 760-729-8741
Email: [email protected]
Specialty: Providing pro bono financial planning and tax preparation services to North San Diego County residents who are in need of assistance.

Mike Chong

Financial Advisor
Waddell & Reed
San Francisco Bay Area
Phone: (925) 689-9600 x122
Specialty: Comprehensive financial planning for individuals and small businesses. Retirement planning, investment strategies, college savings, life insurance.

Susan A. Schreiner, CFP®, EA

Schreiner Financial Solutions
La Mesa, CA
Phone: (619)463-PLAN (7526)
Email: [email protected]
Specialty: Fee-Only Planning on an hourly basis or via an annual retainer for middle-income Americans. Services offered include investment advising, retirement projections, tax preparation and small business planning.

Bradley R. Knapp, CFM, CIMA®, CFP®

Financial Planning Practitioner
Merrill Lynch
Pennington, New Jersey
Phone: (609)274-6574
Email: [email protected]
Specialty: Retirement planning, employee stock options, investments, and estate planning for high net worth individuals & families.

Cory T. Schmelzer CFP®, CLU

AIG Financial Advisor, Inc.
La Jolla, CA
Phone: (800)617-8005
Email: [email protected]
Specialty: Financial planning in stock, bonds, mutual funds and life insurance, real estate, home loans and health insurance.

Jean Sinclair, MBA, CFP®

Managing Member
Avenue Advisors, LLC
San Diego, CA
Phone: (858)581-3824
Email: [email protected]
Specialty: Fee-only firm providing investment management, investment and retirement planning for high net worth and affluent individuals who are seeking personalized services and attention.

Linda Rogers, CFP®, MSBA

Fee-Only Financial Planner
Phone: 619-567-9306
Specialty: Financial planning for new parents and young families

Ari Crandall, CFP®

GD Financial Services, Inc.
13400 Sabre Springs Pkwy #175
San Diego, CA 92128

Brian C. Young

Financial Advisor
The Adams & Young Group
UBS Financial Services Inc.
Carlsbad, CA 92008
Phone: 760-918-3476
Email: [email protected]
Specialty: UBS is one of the largest Private Wealth Management firms in the world. We pride ourselves on the relationships we develop with our clients and the ability to transform their lives through planning. We work with families and businesses from all backgrounds and help them build, protect and manage their wealth.

Mary Beth Pavia, CFP®

Associate Portfolio Manager
Robert Osher Investment Management
225 S. Lake Avenue, Suite 300
Pasadena, CA 91101
Phone: (626) 844-7184
Email: [email protected]
Specialty: We are an independent, fee-only wealth management firm that offers comprehensive financial planning and individually tailored portfolio management for the same 1% fee.

Chris Jaccard, CFP®

Financial Alternatives, Inc.
La Jolla, CA
Phone: (858)459-8289
Email: [email protected]
Specialty: Fee-Only firm providing integrated investment management and financial planning services for successful individuals and families who desire coordinated efforts between their CPA, attorney, and other professional advisors.

Forrest Padilla, CFP®

Certified Financial Planner™ practitioner
Financial Designs, Ltd.
San Diego, CA
Phone: 858-597-1980
Email: [email protected]
Specialty: Wealth Management, Retirement Planning, Tax Planning, Risk Management, Estate Planning and Debt Management.

Mike Bernier, CFP®

Certified Financial Planner™ practitioner
Financial Designs, Ltd.
San Diego, CA
Phone: 858-597-1980
Email: [email protected]
Specialty: Wealth Management, Retirement Planning, Tax Planning, Risk Management, Estate Planning and Debt Management.

Valerie L. Peck, MBA, CFP®

Financial Advisor
Financial Network Investment Corp
San Diego, CA
Phone: (619) 282-7688
Email: [email protected]
Specialty: Women ages 40-65, particularly those in transition such as retirement planning, divorced or widowed.

Toan V. Ly, CFP®

Wealth Brokerage Services, Financial Advisor
Wells Fargo Advisors, LLC
4365 Executive Dr. #1820
San Diego, CA 92121
Phone: (760) 591-8406
Email: [email protected]
Specialty: Through the use of Wells Fargo Process, we begin with a deep understanding of your financial priorities and then apply appropriate financial solutions to help you optimize your wealth.

Cory T. Schmelzer, CFP®, CLU

Financial Planner
San Diego Wealth Management
6265 Greenwich, Suite 100
San Diego, CA 92122
Phone: 858-270-7705
Email: [email protected]
Specialty: Our mission is to take care of all your investment, life insurance, and retirement needs, while improving the financial outlook for all our clients.

Josh Koehnen, MSBA, CFP®

12760 High Bluff Dr., Suite 240
San Diego, CA 92130
Phone: (619) 501-1184
Fax: (619) 342-7521
Email: [email protected]
Specialty: Wealth Management, Retirement Planning, Tax Planning, Risk Management, Estate Planning and Debt Management.

Robin Giles MS, CFP®

Apex Wealth Management
San Diego and Mission Viejo, CA
Phone: 949-338-8488
Email: [email protected]

Jack Dugan, MSBA, CFP®, AIF

Senior Investment Advisor
Pure Financial Advisors
Mission Valley, San Diego, CA
Phone: 619 814-4100
Email: [email protected]
Specialty: Serving clients nearing or entering into retirement by providing comprehensive planning in estate, tax, cash flow, and asset management.

Jon P. Beyrer, CFP®, EA

Vice President, Wealth Management
Blankinship & Foster, LLC Family Wealth Advisers
420 Stevens Avenue, Suite 250
Solana Beach, CA 92075
Phone: 858-755-5166
Fax: 858-755-5358
Email: [email protected]
Specialty: Blankinship & Foster is a fee only advisor, acting as a fiduciary for our clients. We help clients reach their life goals by assisting them in evaluation and proper management of their financial resources. Our typical client is a professional, executive, or retiree that wants a long-term relationship.

Robert Fleming

Financial Advisor
Financial Network Investment Corporation
1450 Frazee Road, Suite 408
San Diego, CA 92108
Phone: 619-282-7688 x106
Email: [email protected]
Specialty: Personal financial services with an emphasis on retirement planning and assistance to small companies in setting up employee retirement plans.

Andrew C. Russell CFP®

Managing Partner | Portfolio Manager
16885 W. Bernardo Dr., Suite 209
San Diego, CA 92127
Phone: (858) 485-8547
Email: [email protected]
Specialty: We are a fee-only wealth management firm providing comprehensive financial planning and investment advice.

Chad Taylor CFP®

Senior Vice President - Wealth Management
Smith Barney a division of Citigroup Global Markets Inc
4350 La Jolla Village Dr., #1000
San Diego, CA 92127
Phone: 800-821-4593 ext 7703, 858-597-7703

Cesar Padilla, CFP®

Investment Representative
Edward Jones & Co
Chula Vista, CA
Phone: (619)426-0733
Specialty: I work with individual investors and small business owners in meeting their investment objectives through retirement planning and asset allocation.

Clara Gill

Financial Advisor
Royal Alliance Associates, Inc.
San Marcos
Phone: (706)738-7275
Specialty: Helping individuals and small business owners with retirement and college planning, life and health insurance needs.

Danny G Michael, CFP®

Senior Financial Advisor
Union Bank Investment Services
San Diego
Phone: (888)520-1546
Email: [email protected]
Specialty: Retirement Planning.

Michael D. Shanahan, CFP®

Certified Financial Planner™
Overland & Shanahan
La Jolla, CA
Phone: (888)455-6510
Email: [email protected]
Specialty: Overland & Shanahan firm Specializes in comprehensive financial planning for individuals families and small business owners.

Ryan Hunter

Private Banker and Investment Consultant
Wells Fargo Bank
San Diego, CA
Phone: (858)455-6510
Specialty: Relationship manager for your banking, credit, investment management, brokerage, trust and estate needs.

Professional Organizations

Certified Financial Planner Board of Standards, Inc.

Certified Financial Planner Board of Standards, Inc.

The mission of the Certified Financial Planner Board of Standards, Inc. (CFP Board) is to help people benefit from competent, professional and ethical financial planning.

NAPFA: The National Association of Personal Financial Advisors

National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors is the nation's leading organization of Fee-Only comprehensive financial planning professionals.

FPA: Financial Planning Association - The Heart of Financial Planning

Financial Planning Association of San Diego

The Financial Planning Association of San Diego is a professional organization of more than 400 financial planning professionals in San Diego County. We are part of a nationwide network of local chapters forming the backbone of the FPA. The FPA of San Diego promotes the advancement of knowledge in financial planning, supporting programs and projects that enable members to better serve their clients. FPA has one of its first student chapters at SDSU. Calendar of Upcoming Events.

Financial Planning Association (National Organization)

FPA is the organization that helps practitioners succeed as financial planners. We cultivate the body of knowledge for financial planning, share best practices and encourage professional development. FPA provides opportunities for members to develop leadership skills to advance their personal and professional goals. We recognize leaders in the financial planning profession.

CFA Society of San Diego

Financial Analysts Society of San Diego, Inc.

The Financial Analysts Society of San Diego, Inc., was founded in 1962 to promote a high standard of ethics and sound professional standards of investment management and research, and to enhance professional knowledge and skills.